Loan App Development Company
Sabka Saathi builds loan app platforms for NBFCs, microfinance institutions and lending startups. A lending workflow covering application, KYC, underwriting, disbursement, repayment schedules and collections. A working first version starts at ₹1,00,000 and typically takes 14–22 weeks, scoped and priced in writing before development begins.
Also searched as: lending app · loan management software · digital lending platform
What a loan app includes
Built for NBFCs, microfinance institutions and lending startups. These are the modules that make up a realistic first version.
- Application and document capture
- KYC and credit checks
- Underwriting rules and approval workflow
- Disbursement and repayment schedule
- Collections, reminders and overdue tracking
Integrations it normally needs
Where to start, and what to watch
Sensible first release
Lending requires a licensed entity or partnership. Confirm that before any development spend.
What usually goes wrong
Digital lending rules are strict and actively enforced. Legal review is a prerequisite, not a formality.
Cost, customisation and fit
- How much does loan app development cost?
- A realistic first version starts at ₹1,00,000. The range depends on how many of the modules below you actually need on day one — Lending requires a licensed entity or partnership. Confirm that before any development spend. We quote a fixed price against a written scope, so the number does not move mid-project.
- Can I get a cheap or ready-made loan app?
- Ready-made scripts exist and are cheap, and for a pure test they can be reasonable. What they cost you later is control: unfamiliar code, no documentation, and integrations that fight your workflow. We will tell you honestly when a script is the sensible choice and when it is a false economy.
- Do you build custom loan app, or from a template?
- Custom, built around how you plan to operate. A lending workflow covering application, KYC, underwriting, disbursement, repayment schedules and collections. The generic version of that is rarely what any specific business needs — the differences show up in application and document capture and in the admin tooling.
- Who is this loan app for?
- Typically NBFCs, microfinance institutions and lending startups. If your situation is different, the discovery call is where we work out whether this shape of product fits at all.
- What usually goes wrong with a loan app project?
- Digital lending rules are strict and actively enforced. Legal review is a prerequisite, not a formality.
Loan App development, city by city
We build remotely from Sheikhpura, Bihar for clients across India. These are cities where we publish local pricing and process in detail.
Frequently asked questions
- How long does loan app development take?
- 14–22 weeks. You get a build to test every week rather than waiting until the end.
- What is included in the first version?
- Lending requires a licensed entity or partnership. Confirm that before any development spend. The full module list is above — anything not in the first release is scheduled, not dropped.
- Which integrations does a loan app need?
- Usually KYC and credit bureau, Bank/NBFC disbursement APIs, eNACH/mandates, SMS/WhatsApp. We confirm exact providers during scoping, since commercial terms differ.
- Do I own the code?
- Yes. Source code, hosting, domain and app-store accounts are yours, in your name, handed over at launch. You are never locked in to us to make a change.
- Do you provide support after launch?
- Yes — every project includes a support window, with ongoing maintenance available after it. Reach us on +91 94316 73018 or helpsabkasaathi@gmail.com, 8:00 AM – 9:00 PM, Monday – Sunday.
- Can you work with businesses outside Bihar?
- Yes. We work remotely with clients across India from our office in Sheikhpura, Bihar — discovery calls, shared design files and weekly builds. Location does not change the price.